A 3-minute lesson from the Texas course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
If another driver hits you and flees, report it: that report is what lets your own insurance pay. If someone is hurt, a few careful steps help while skilled help is on the way, and a few wrong ones can make injuries worse.
Know the rule
Report any hit-and-run crash to law enforcement for investigation. Uninsured motorist coverage will pay for damages in hit-and-run crashes reported to a law enforcement agency.
A car sideswipes you and speeds off. Get to safety, note what you can about the vehicle, and report it to police. Without that report, your uninsured motorist coverage may not pay for the damage.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
If the other driver's insurance card doesn't list the company's address and phone number, whom does the handbook say to call?
The Texas Department of Insurance
The Department of Public Safety
The Texas Department of Transportation
The county tax assessor-collector
Answer: The Texas Department of Insurance
Call the Texas Department of Insurance to get the company address and phone number.