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Massachusetts driving lesson · Special Situations & Crashes

If You're in a Crash

A 3-minute lesson from the Massachusetts course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.

Read time
3 minutes
Course unit
Special Situations & Crashes
Checkpoint questions
6
Source pages
136, 137, 138, 139, 140

In 2022 there were 134,472 motor vehicle crashes in Massachusetts. If you're involved in any crash, even a small one, the law requires you to stop and follow specific steps. Leaving can mean a hit-and-run charge.

Property damage only:

  • Move off the road if possible: the Driver Removal Law requires this when no one is injured
  • Exchange name, address, license number, registration and insurance with drivers or owners involved
  • Damaged a parked vehicle or property? Try to find the owner, or notify the local police
  • Injured a cat, dog or other animal? Notify local police and, if possible, the owner
Handbook p. 137 ↗

Crash with injuries:

  • Check to see if anyone is injured
  • Call the police and request an ambulance or EMTs if necessary
  • Move your vehicle off the road, if possible
  • Exchange information with anyone injured and with other drivers involved
  • Notify your insurance company
Handbook p. 137 ↗

Know the rule

You must show your driver's license and registration if asked.

Handbook p. 137 ↗
5 days

Deadline to file a crash report with both the RMV and the local police after a reportable crash

Handbook p. 137 ↗

Know the rule

You must report any crash you're in that kills or hurts someone or causes $1,000 or more in property damage. Reporting only to your insurance company isn't enough; if you don't file, you can be fined and your license suspended or revoked.

Handbook p. 139 ↗

Send copies of your Motor Vehicle Crash Operator Report to:

  • The local police department in the city or town where the crash happened
  • Your insurance company
  • The RMV (Crash Records)
Handbook p. 139 ↗

Know the rule

Get the report form at a police station, an RMV Service Center, the Contact Center or Mass.Gov/RMV, and keep a copy for your files. A copy of a police crash report can be requested online for $20.

Handbook p. 140 ↗

Emergency first aid:

  • Don't move an injured person unless absolutely necessary; if you must, fully support the head and spine
  • Not breathing? If you're CPR-certified, begin CPR immediately
  • Bleeding? Put pressure directly on the wound until help arrives
  • Cover the person with a blanket or coat for warmth and to prevent shock
Handbook p. 138 ↗

Put it into practice

You back into a parked car in a lot, causing about $1,200 in damage, and no one is around. Try to find the owner or notify the local police, and within five days file a crash report with the RMV and the police.

Check your understanding

Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.

How many days do you have to file a written crash report with the RMV after a reportable crash?
  1. Ten days
  2. Three days
  3. Thirty days
  4. Five days

Answer: Five days

You must file a crash report with the RMV and local police within five days.

Handbook p. 137 ↗
What property damage amount requires you to file a crash report?
  1. $1,000 or more
  2. $500 or more
  3. $2,500 or more
  4. Any amount, no matter how small

Answer: $1,000 or more

You must report any crash causing $1,000 or more in property damage.

Handbook p. 137 ↗
In a crash involving only property damage, what should you do first?
  1. Wait for police before moving anything
  2. Move your vehicle off the road, if possible
  3. Leave the scene to call for help
  4. Take photos before doing anything else

Answer: Move your vehicle off the road, if possible

The Driver Removal Law requires moving vehicles out of travel lanes when there are no injuries.

Handbook p. 137 ↗
Is it enough to simply report a crash to your insurance company?
  1. Yes, that satisfies all legal requirements
  2. Yes, but only for crashes under $1,000
  3. No, the RMV and police need reports too
  4. Yes, as long as no one was hurt

Answer: No, the RMV and police need reports too

Reporting a crash to your insurance company alone is not enough; you must follow all reporting instructions.

Handbook p. 139 ↗
Besides the RMV and local police, who else should receive a copy of your crash report?
  1. The Secretary of State
  2. Your employer
  3. Your insurance company
  4. The local fire department

Answer: Your insurance company

You must mail one copy of the crash report to your insurance company as well.

Handbook p. 139 ↗
You must exchange license, registration, and insurance information with anyone involved in a crash, even a minor one.
  1. True
  2. False

Answer: True

Exchanging this information is required after any crash, no matter how small.

Handbook p. 137 ↗
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