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Washington driving lesson · Vehicle Equipment

Title, registration, sale, plates, and insurance

A 3-minute lesson from the Washington course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.

Read time
3 minutes
Course unit
Vehicle Equipment
Checkpoint questions
6
Source pages
41, 42, 43

Owning a car in Washington comes with paperwork and deadlines: a title that proves ownership, yearly registration, a report when you sell, plates that stay readable, and liability insurance you can prove on the spot.

Certificate of Ownership (title)

DOL's document showing the vehicle's registered and legal owner(s), its VIN, and bank information if there's a loan. Keep it somewhere safe, but not in the vehicle.

Handbook p. 41 ↗

Know the rule

All vehicles must be registered with DOL. You need a driver license to register one unless you're exempt by law; exempt owners complete a Vehicle Registration Driver License Exemption form.

Handbook p. 41 ↗
30 days

Time new residents have to complete their vehicle registration

Handbook p. 41 ↗

Know the rule

A vehicle purchased in another state should be registered in Washington immediately.

Handbook p. 41 ↗

To register a vehicle you need:

  • The current Certificate of Ownership (title); if it's lost, ask the issuing state for a replacement
  • A Washington driver license for every registered owner
Handbook p. 41 ↗

Know the rule

You get a new registration each year when you renew your tabs. Sign it and keep it in the vehicle.

Handbook p. 42 ↗

Know the rule

Changing the address on your driver license does not change your vehicle address. Update it in License Express or at a vehicle licensing office.

Handbook p. 42 ↗
5 days

File a Vehicle Report of Sale after you sell, trade, gift, or dispose of a vehicle

Handbook p. 42 ↗

Know the rule

When you sell, remove the plates, pay the fee, and file the report of sale. The report does not transfer ownership: the owner signs and dates the title and gives it to the buyer.

Handbook p. 42 ↗
15 days

Time the buyer has to transfer ownership with the signed title to avoid penalty fees

Handbook p. 42 ↗

Know the rule

A dealership might file the report of sale for you, but it isn't required to. It's in your best interest to file it yourself.

Handbook p. 42 ↗

Know the rule

Plates must be displayed on the front and rear, clean and easy to read. A plate frame is fine, but it's illegal to cover the letters, numbers, or tabs.

Handbook p. 43 ↗

Minimum liability insurance

Minimum liability insurance
CoversAt least
Bodily injury or death of one person$25,000
Bodily injury or death of two or more people, one collision$50,000
Damage to others' property, one collision$10,000
Handbook p. 43 ↗

Know the rule

You must have liability insurance and carry proof of it with you or in your vehicle.

Handbook p. 43 ↗

Put it into practice

You sell your car to a neighbor on Saturday. Take off the plates, sign and date the title for them, and file your report of sale within 5 days. Your neighbor then has 15 days to transfer the title at a licensing office.

Check your understanding

Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.

You sell your car to a private buyer. Within how many days must you file a Vehicle Report of Sale?
  1. 15 days
  2. 10 days
  3. 30 days
  4. 5 days

Answer: 5 days

Sellers must file a Vehicle Report of Sale within 5 days and remove the license plates.

Handbook p. 42 ↗
You buy a used car from a private seller. Within how many days must you bring the signed title in to avoid penalty fees?
  1. 30 days
  2. 10 days
  3. 15 days
  4. 5 days

Answer: 15 days

The purchaser must bring the signed title to a licensing office within 15 days to avoid penalty fees.

Handbook p. 42 ↗
New Washington residents have how many days to register a vehicle they brought from another state?
  1. 60 days
  2. 30 days
  3. 5 days
  4. 15 days

Answer: 30 days

New residents have 30 days to complete their vehicle registration.

Handbook p. 41 ↗
What is the minimum liability insurance Washington requires for the bodily injury or death of one person in a collision?
  1. $10,000
  2. $50,000
  3. $15,000
  4. $25,000

Answer: $25,000

Washington requires at least $25,000 for the injury or death of one person in a collision.

Handbook p. 43 ↗
What is the minimum liability insurance Washington requires for property damage in one collision?
  1. $5,000
  2. $15,000
  3. $10,000
  4. $25,000

Answer: $10,000

Washington requires at least $10,000 in coverage for property damage in a single collision.

Handbook p. 43 ↗
A crash injures two people. What's the minimum required liability coverage for their bodily injury or death?
  1. $75,000
  2. $50,000
  3. $25,000
  4. $10,000

Answer: $50,000

For bodily injury or death of two or more people in one collision, the minimum required coverage is $50,000.

Handbook p. 43 ↗
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