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Nevada driving lesson · Insurance & Your Driving Record

What to do in a crash

A 3-minute lesson from the Nevada course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.

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Read time
3 minutes
Course unit
Insurance & Your Driving Record
Checkpoint questions
6
Source pages
75, 76

After a crash the law requires you to stop, help and share information — and sometimes to file a report yourself. Knowing the steps and the $750 threshold keeps you legal.

At the scene:

  • Stop
  • Get medical help for the injured
  • Warn traffic
  • Notify law enforcement
  • Fender bender, no injuries? If it can be moved safely, clear the road, then return to the scene
  • Exchange name, address, license number, registration and insurance info with other drivers
Handbook p. 76 ↗

Know the rule

Hit an unattended vehicle or other property? Give the owner your name, address, driver license number, registration and insurance information, in person or in a note.

Handbook p. 76 ↗

Know the rule

If law enforcement investigates the crash, the officer sends your insurance information and a description of the damage or injuries to the DMV.

Handbook p. 75 ↗
$750

Damage amount (or any injury) that requires an SR-1 report when police don't investigate

Handbook p. 75 ↗
10 days

Deadline to send the Report of Crash Form (SR-1) to the DMV

Handbook p. 75 ↗

Know the rule

The SR-1 must be completed by the driver or the registered owner. Get it from any DMV office, the Nevada Highway Patrol, local law enforcement or dmv.nv.gov.

Handbook p. 75 ↗

For any crash, the DMV Financial Responsibility Section determines:

  • Who was at fault
  • Whether all vehicles and drivers were insured
  • The total amount of liability
Handbook p. 76 ↗

Know the rule

If you don't report a crash to the DMV, your driver license and/or vehicle registration may be suspended.

Handbook p. 76 ↗

Put it into practice

You back into a parked car in a grocery-store lot, causing about $900 in damage, and no officer comes. Leave a note with your information, then send an SR-1 to the DMV within 10 days.

Check your understanding

Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.

If a crash is not investigated by law enforcement and causes $750 or more in damage, you must file which form within 10 days?
  1. SR-22 Insurance Form
  2. Report of Crash Form (SR-1)
  3. DMV-22 Change of Address Form
  4. DLD-130 Experience Log

Answer: Report of Crash Form (SR-1)

You must send a Report of Crash Form (SR-1) within 10 days in this situation.

Handbook p. 75 ↗
Who must complete the crash report form (SR-1)?
  1. Only a police officer at the scene
  2. Only the insurance company
  3. Either the driver or registered owner
  4. Only the registered owner, never the driver

Answer: Either the driver or registered owner

You must complete the SR-1 form if you are either the driver or the registered owner.

Handbook p. 75 ↗
At the scene of a crash, the first thing you should do is:
  1. Exchange insurance information immediately
  2. Call your insurance agent
  3. Move your vehicle off the road first
  4. Stop

Answer: Stop

The handbook's first listed step in a crash is: Stop.

Handbook p. 76 ↗
If a crash involves only property damage and no injuries, and the vehicle can be moved safely, you should:
  1. Move somewhere that doesn't block traffic, then return
  2. Leave the vehicle exactly where it stopped, no matter what
  3. Wait in your vehicle in the travel lane
  4. Push it off the road onto private property

Answer: Move somewhere that doesn't block traffic, then return

For a fender bender, move to a location that doesn't obstruct traffic, then return to the scene.

Handbook p. 76 ↗
If your crash involves an unattended vehicle, you must:
  1. Drive away since no one was present
  2. Leave a note with your contact and insurance info
  3. Only report it to the DMV within 10 days
  4. Call the vehicle's owner only if damage exceeds $5,000

Answer: Leave a note with your contact and insurance info

You must give the owner your information, in person or by leaving a note.

Handbook p. 76 ↗
Failing to report a crash to the DMV when required can result in:
  1. License or registration suspension
  2. A verbal warning only
  3. No consequence if no one was injured
  4. An automatic point deduction only

Answer: License or registration suspension

Failing to report a required crash can lead to license and/or registration suspension.

Handbook p. 76 ↗
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