Maine driving lesson · Owning and Maintaining Your Vehicle
Insuring your vehicle
A 3-minute lesson from the Maine course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
In Maine, the insurance requirement follows both the car and the driver. You must be covered, carry proof, and show it to police or at registration. Failing to do so can cost you both your license and your registration.
Know the rule
Every owner and operator must maintain motor vehicle liability insurance and show evidence of it when a law enforcement officer asks. Any vehicle you drive must be insured, even if you don't own it.
An insurance certificate filed as proof of financial responsibility. Required if you are adjudicated of failing to produce evidence of insurance, or you face suspension.
Included by law in every Maine auto liability policy. It protects you for bodily injury up to the limits of the Maine Financial Responsibility Law; higher limits are optional.
Coverage through the Maine Automobile Insurance Plan for anyone who can't get insurance through regular channels. All Maine auto insurers must participate.
You borrow your neighbor's pickup to move a couch and get stopped. The truck must be insured even though it isn't yours, and you must be able to show evidence, such as the insurance card in the glove box.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
What must every Maine motor vehicle owner and operator maintain?
Collision coverage only
Liability insurance
An SR-22 certificate
Roadside assistance coverage
Answer: Liability insurance
Maine law requires every owner and operator to maintain motor vehicle liability insurance.