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Indiana driving lesson · Accidents & Emergencies

After an accident

A 3-minute lesson from the Indiana course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.

Read time
3 minutes
Course unit
Accidents & Emergencies
Checkpoint questions
6
Source pages
63, 27, 31

Crashes are often caused by a driver's lack of attention, failure to follow the rules of the road, or both. If you're in one, the law spells out when to move your car, what to share, and how to help.

Know the rule

Among all collisions in Indiana, failure to yield the right of way is the most common factor.

Handbook p. 63 ↗

Know the rule

If you're involved in an accident, stop immediately, or as close to the scene as possible, without blocking traffic more than necessary.

Handbook p. 63 ↗

Know the rule

If the accident happens on the traveled part of a highway, move your vehicle off the highway to a spot as close to the accident as possible.

Handbook p. 63 ↗

Do NOT move your vehicle if the accident involves:

  • Transportation of hazardous materials
  • Injury
  • Death
  • Entrapment
Handbook p. 63 ↗

Know the rule

Stay at the scene. Give your name, address, and vehicle registration number to everyone involved, and show your driver's license.

Handbook p. 63 ↗

Know the rule

If someone is injured or killed, give reasonable assistance to people injured or trapped, as directed by law enforcement, medical personnel, or a 911 operator. As soon as possible, make sure police are notified.

Handbook p. 63 ↗

Know the rule

If you hit an unattended vehicle or other property, stop and stay at the scene and take reasonable steps to notify the owner. If the owner can't be found, call a law enforcement agency to provide the information.

Handbook p. 63 ↗

Know the rule

When the BMV requests it, your insurer must electronically file a Certificate of Compliance (COC) showing you had minimum liability coverage at the time of the accident. Ask your insurer right away.

Handbook p. 63 ↗
90 days

Time after the BMV's request for your COC to be received and processed, or your license is suspended

Handbook p. 27 ↗

Know the rule

Leaving the scene of an accident, or failing to notify authorities when required, is a major offense that counts toward Habitual Traffic Violator status.

Handbook p. 31 ↗

Put it into practice

You rear-end a car at low speed on a busy highway and no one is hurt. Stop, move your car off the traveled part of the highway as close to the scene as possible, give the other driver your name, address, and registration number, and show your license.

Check your understanding

Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.

What is the most common factor in Indiana collisions, according to the handbook?
  1. Speeding
  2. Following too closely
  3. Vehicle mechanical failure
  4. Failure to yield the right of way

Answer: Failure to yield the right of way

Among all collisions in Indiana, failure to yield the right of way is the most common factor.

Handbook p. 63 ↗
When should a driver NOT move their vehicle after an accident?
  1. If there is injury, death, entrapment, or hazmat
  2. If it blocks only one lane of traffic
  3. If the damage looks minor
  4. If the other driver has no insurance

Answer: If there is injury, death, entrapment, or hazmat

The driver should not move the vehicle if it involves hazardous materials transport or results in injury, death, or entrapment.

Handbook p. 63 ↗
What must a driver provide to everyone involved in an accident?
  1. Their insurance company's phone number
  2. Their name, address, and vehicle registration number
  3. Their driver's license number only
  4. Their employer's name and address

Answer: Their name, address, and vehicle registration number

The driver must remain at the scene, giving their name, address, and registration number to everyone involved.

Handbook p. 63 ↗
What should a driver do if they hit an unattended vehicle and cannot find the owner?
  1. Leave a note on the windshield and drive away
  2. Wait at the scene indefinitely for the owner
  3. Call a law enforcement agency to provide information
  4. Report it only to their own insurer

Answer: Call a law enforcement agency to provide information

If the owner cannot be located, the driver must call a law enforcement agency to provide information.

Handbook p. 63 ↗
After a BMV request, how must an insurer provide proof of financial responsibility?
  1. Mail in a paper insurance card
  2. Fax a copy of the policy to a branch
  3. Electronically file a Certificate of Compliance (COC)
  4. Send an SR26 notice to the BMV

Answer: Electronically file a Certificate of Compliance (COC)

Your insurance provider must electronically file proof of financial responsibility in the form of a COC.

Handbook p. 63 ↗
What must a driver do after colliding with unattended property, if the owner is nearby?
  1. Leave the scene and file a report later
  2. Report it to the BMV within 30 days
  3. Take reasonable steps to notify the owner
  4. Contact only their own insurance agent

Answer: Take reasonable steps to notify the owner

If the collision was with an unattended vehicle or other property, the driver must take reasonable steps to notify the owner.

Handbook p. 63 ↗
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