A 3-minute lesson from the Delaware course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
Before you can title or register a vehicle, you must prove financial responsibility by buying liability insurance from a company licensed in Delaware. Driving uninsured brings some of the biggest fines in the handbook.
Insurance ID cards list the coverage period and NAIC company code, must have a valid expiration date, and are reissued every six months. Electronic proof is verified.
DMV randomly audits registrations for insurance. Being uninsured costs $100.00 for 1–30 days plus $5.00 per day after that, until insurance is obtained, tags are surrendered or the registration expires.
You sell your old car privately and cancel its insurance, but leave the plate in your garage. Surrender the plate to DMV first—an active registration without insurance costs $100 for 1–30 days plus $5 a day after that.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
Delaware's minimum liability insurance requires bodily injury coverage of at least how much for one person in one crash?
$25,000
$10,000
$15,000
$50,000
Answer: $25,000
Minimum bodily injury coverage is $25,000 for one person injured or killed in a single crash.