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Virginia driving lesson · Penalties & License Actions

Medical Review, Insurance Monitoring & Child Support

A 2-minute lesson from the Virginia course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.

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Read time
2 minutes
Course unit
Penalties & License Actions
Checkpoint questions
6
Source pages
31, 32

DMV can also act on your license for reasons that aren't traffic tickets: a medical condition that may affect safe driving, failing to keep your vehicle insured, or falling behind on child support.

A medical review looks at conditions that impair your:

  • Level of consciousness
  • Perception (vision)
  • Judgment
  • Motor skills
Handbook p. 31 ↗

Know the rule

DMV may require a medical or vision report from your physician and/or passing the two-part knowledge exam and/or road skills test.

Handbook p. 31 ↗

After the review, DMV may:

  • Suspend your driving privilege
  • Restrict your driving privilege
  • Require periodic medical and/or vision reports
  • End the review with no other requirements
Handbook p. 31 ↗

Know the rule

After a medical suspension, you don't need to show legal presence documents to reinstate unless another suspension/revocation requires it or your license expires. See MED 80.

Handbook p. 31 ↗

Know the rule

When registering a vehicle, you must sign that you have liability insurance or pay the $500 uninsured motor vehicle fee.

Handbook p. 31 ↗

DMV suspends your privilege under insurance monitoring if:

  • You don't submit requested policy information verifying liability coverage
  • Your coverage breaks and you don't return your license plates to DMV
Handbook p. 32 ↗

Child Support Enforcement will have DMV suspend you if you:

  • Are late on child support by 90 days or $5,000
  • Fail to appear or comply with a subpoena, summons or warrant in paternity or child support hearings
Handbook p. 32 ↗

Put it into practice

You sell your car, cancel the insurance, but keep the plates. That's a break in coverage without returning the plates, so DMV can suspend your driving privilege.

Check your understanding

Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.

Which of these conditions is DMV concerned about during a medical review?
  1. Age and years of driving experience
  2. Hearing and color vision only
  3. Level of consciousness, perception, judgment, and motor skills
  4. Past traffic convictions and points

Answer: Level of consciousness, perception, judgment, and motor skills

DMV is concerned about conditions impairing consciousness, perception, judgment, and motor skills.

Handbook p. 31 ↗
After a medical review, which outcome is NOT one of DMV's possible decisions?
  1. Suspend the driving privilege
  2. Restrict the driving privilege
  3. End the review with no further requirements
  4. Permanently revoke the license

Answer: Permanently revoke the license

DMV's medical review outcomes are to suspend, restrict, require periodic reports, or end the review — not permanent revocation.

Handbook p. 31 ↗
If DMV suspends your license as a result of a medical review, must you show proof of legal presence to reinstate it?
  1. Not unless required for another suspension or your license expires
  2. Yes, in every case without exception
  3. Only if you are under age 21
  4. Only if the suspension exceeds one year

Answer: Not unless required for another suspension or your license expires

A medical-review suspension does not require legal presence proof to reinstate unless another reason applies.

Handbook p. 31 ↗
What must you do when registering a vehicle regarding insurance?
  1. Buy collision insurance for the vehicle
  2. Sign that you have liability coverage or pay $500
  3. Show a current safety inspection sticker
  4. Nothing; insurance is verified automatically

Answer: Sign that you have liability coverage or pay $500

When registering, you must sign a statement of insurance coverage or pay the $500 uninsured motor vehicle fee.

Handbook p. 31 ↗
What can trigger a DMV suspension under the Insurance Monitoring Program?
  1. Switching insurance companies with continuous coverage
  2. Renewing your policy early
  3. An insurance lapse without returning plates
  4. Adding a new driver to your policy

Answer: An insurance lapse without returning plates

DMV will suspend your privilege if there's a break in your insurance coverage and you don't return your plates.

Handbook p. 32 ↗
DMV may require you to submit a medical or vision report as part of a medical review.
  1. True
  2. False

Answer: True

DMV may require a medical or vision report from your physician and/or require you to pass certain exams.

Handbook p. 31 ↗
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