A 3-minute lesson from the Mississippi course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
After a crash your duties are simple and legal: stop, help anyone hurt, report it when required, and exchange information. Proof of insurance matters even when the crash isn't your fault.
If you're involved in an accident:
Stop at once and help anyone who is injured; dial 911 to report injuries if necessary
Report immediately to law enforcement if there's injury, death, or apparent damage over $500
Give all other parties your name, address, license plate number and insurance information
Get the same information from them, for your own protection
When the officer arrives, you must show Proof of Insurance and your Insurance Policy number. Without proof of insurance you may be cited even if you're not at fault.
To report an emergency traffic situation on a Mississippi interstate or highway, dial *HP (*47) on a cell phone to reach a Mississippi Highway Patrol dispatcher toll free.
You back into another car in a parking lot. No one is hurt, but the damage looks like about $900. Exchange names, addresses, plate numbers and insurance information, and report the crash to law enforcement, because the damage exceeds $500.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
Above what dollar amount of property damage must an accident be reported to law enforcement?
$100
$500
$250
$1,000
Answer: $500
You must report an accident if it involves injury, death, or property damage exceeding $500.