Oregon driving lesson · Insurance, Collisions & Your Record
Mandatory Insurance
A 2-minute lesson from the Oregon course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
Oregon requires every driver to insure their vehicles for at least set minimum amounts. The policy has several parts: liability for injuring others or damaging their property, personal injury protection for medical costs, and uninsured motorist coverage. The dollar amounts are commonly tested.
Know the rule
Oregon law requires every driver to insure their vehicles by at least the minimum amounts below.
Pays reasonable and necessary medical, dental and other expenses from injury or death related to using, occupying or maintaining the vehicle, incurred within two years of the injury.
You cause a crash that injures two people and damages a fence. Your minimum policy provides up to $50,000 for bodily injury to the two people and $20,000 for the property damage.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
Oregon requires drivers to carry minimum liability insurance of at least how much for bodily injury to one person?
$10,000
$25,000
$15,000
$50,000
Answer: $25,000
The minimum is $25,000 per person for bodily injury.