New Hampshire driving lesson · Accidents and Financial Responsibility
Insurance and financial responsibility
A 3-minute lesson from the New Hampshire course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
New Hampshire is unusual: it has no mandatory auto insurance law. But driving uninsured doesn't protect you from paying. If you cause damage or injuries, you're responsible, and your license is on the line.
Know the rule
NH has no mandatory insurance law, so you may drive in NH without insurance, unlike almost all other states.
A certificate filed by an insurance company proving you carry insurance. NH may require it for several years after an uninsured accident or certain convictions.
An uninsured driver rear-ends another car and can't pay the $8,000 in repairs and medical bills. The DMV must suspend his privileges until a settlement is reached, and he may have to carry SR-22 insurance for several years.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
Does New Hampshire have a mandatory auto insurance law?
No, NH has no mandatory insurance law
Only drivers under 25 must carry insurance
Yes, all drivers must carry insurance
Only commercial drivers must carry insurance
Answer: No, NH has no mandatory insurance law
New Hampshire has no mandatory auto insurance law, unlike most other states.