A 3-minute lesson from the Mississippi course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
Every motor vehicle operated in Mississippi must have liability insurance. The Safety Responsibility Act makes drivers take financial responsibility for accidents they cause, and failing to prove coverage can cost you your license.
The insured parties must keep a current, valid insurance card in each vehicle. You can be cited and fined if you have an accident or a traffic stop and can't show proof of insurance.
If you were at fault in an accident that injured another person or damaged property, and you had no liability insurance, you must buy liability insurance and file proof of insurance.
An officer asks for proof of insurance after a fender-bender. You can show your insurance card image on your phone. Had you been uninsured and at fault, you'd have to buy liability insurance and keep proof on file for three years.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
What is the minimum liability coverage required for injury to a single person in a single-vehicle accident?
$15,000
$50,000
$25,000
$10,000
Answer: $25,000
The minimum required coverage is $25,000 for a single person injured in a single-vehicle accident.
If you were at fault in an accident without insurance and later obtain it, how long must your proof of insurance remain in effect from the accident date?
1 year
5 years
2 years
3 years
Answer: 3 years
Proof of insurance obtained after an at-fault, uninsured accident must remain in effect for three years from the accident date.