A 3-minute lesson from the Hawaii course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.
Hawaii requires insurance before you can register or drive a car, bus or truck. The minimum coverages and the limits on suing for injuries are specific numbers you should know.
Know the rule
Every owner of a car, bus or truck must have motor vehicle insurance to register or operate the vehicle in Hawaii.
Another driver rear-ends you, causing $2,500 in medical bills with a full recovery. Under no-fault you can't sue for the injury, because the bills don't exceed $5,000 and there's no death, lasting loss of function or serious disfigurement. You can sue for the property damage.
Check your understanding
Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.
Every owner of a car, bus, or truck registered in Hawaii must have:
motor vehicle insurance
collision coverage for their own car
a roadside assistance plan
an extended vehicle warranty
Answer: motor vehicle insurance
Hawaii requires motor vehicle insurance to register or operate a vehicle.