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North Carolina driving lesson · Your Driving Privilege

Commercial vehicle points, no-point offenses & insurance points

A 3-minute lesson from the North Carolina course. Read the rules and examples, follow the handbook page references, and check your understanding before you move on.

Read time
3 minutes
Course unit
Your Driving Privilege
Checkpoint questions
4
Source pages
19, 20

Driving a commercial motor vehicle raises the stakes: most violations carry one more point than in a car, and some offenses only appear on the commercial list. Some other convictions carry no points at all.

Points while driving a commercial motor vehicle

Points while driving a commercial motor vehicle
ViolationPoints
Passing a stopped school bus8
Rail-highway crossing violation6
Careless and reckless (G.S. 20-140(f)); aggressive driving6
Speeding in violation of G.S. 20-141(j3)6
Reckless driving; hit and run, property damage only5
Following too closely; wrong side; illegal passing5
Stop sign, red light, speeding over 55 mph, failure to yield4
Alcohol in passenger area of a CMV4
Handbook p. 19 ↗

Also 4 points in a commercial vehicle:

  • No driver license or license expired more than one year
  • Failure to stop for siren
  • Driving through safety zone
  • No liability insurance
  • Failure to report accident where required
  • Speeding over the posted school zone limit
Handbook p. 19 ↗

Know the rule

All other moving violations in a commercial motor vehicle carry 3 points.

Handbook p. 19 ↗

Know the rule

For point offenses committed in a commercial motor vehicle, the driver may be assessed double the amount of any fine or penalty authorized by statute.

Handbook p. 20 ↗

No points are assessed for convictions of:

  • Overload, overlength, overwidth or overheight
  • Illegal parking
  • Carrying concealed weapon
  • Improper plates, registration or muffler
  • Improper display of license plates or dealer's tags
  • Unlawful display of emblems and insignia
  • Failure to display a current inspection certificate
Handbook p. 20 ↗

Insurance points

A separate point system insurance companies use to set your rates. Ask your insurance agent about them.

Handbook p. 20 ↗

Put it into practice

A truck driver passes a stopped school bus while driving his rig. That's 8 points, compared with 5 in his personal car, and the fine can be doubled because he was in a commercial motor vehicle.

Check your understanding

Read the question, decide on an answer, then open it to check the explanation. These are Roadwise study questions based on the source handbook.

Who uses a separate point system, different from DMV license points, to set rates?
  1. The DMV
  2. Insurance companies
  3. The courts
  4. Law enforcement agencies

Answer: Insurance companies

Insurance companies use a different point system to determine insurance rates.

Handbook p. 20 ↗
How many points does passing a stopped school bus carry for a commercial motor vehicle driver?
  1. 5 points
  2. 8 points
  3. 6 points
  4. 4 points

Answer: 8 points

The CMV point schedule assigns 8 points for passing a stopped school bus, higher than the 5 points on the regular schedule.

Handbook p. 19 ↗
Which of these convictions does NOT result in driver license points?
  1. Reckless driving
  2. Following too closely
  3. Illegal parking
  4. Illegal passing

Answer: Illegal parking

No points are assessed for convictions such as illegal parking, improper plates, or improper muffler.

Handbook p. 20 ↗
For a point-carrying offense committed while operating a commercial motor vehicle, what may happen to the fine?
  1. It may be doubled
  2. It is waived with a clinic
  3. It is reduced by half
  4. It is replaced by points

Answer: It may be doubled

Anyone who commits a point offense while operating a commercial motor vehicle may be assessed double the amount of any fine or penalty authorized by statute.

Handbook p. 20 ↗
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